/* =============================================
   ETIENNE CAPITAL — STYLESHEET v2
   Navy #0f2557 | Crimson accent #B71C1C | White #ffffff
   Playfair Display (display) | Source Sans 3 (body)
   ============================================= */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:        #0f2557;
  --navy-deep:   #091840;
  --navy-mid:    #1a3570;
  --navy-pale1:  #f0f3f9;
  --navy-pale2:  #dde4f0;
  --crimson:     #B71C1C;
  --crimson-deep:#8B1414;
  --rose-pale1:  #FBF3F2;
  --rose-pale2:  #F3E2DF;
  --rose-pale3:  #E8C9C5;
  --white:       #ffffff;
  --grey-dark:   #1a1a1a;
  --grey-body:   #3d3d3d;
  --grey-mid:    #888;
  --grey-light:  #eeeeee;
  --serif:       'Playfair Display', Georgia, serif;
  --sans:        'Source Sans 3', sans-serif;
  --r:           4px;
  --ease:        0.25s ease;
  --nav-h:       72px;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--sans);
  color: var(--grey-body);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.skip-link {
  position: absolute; top: -100px; left: 24px;
  background: var(--navy); color: #fff;
  padding: 12px 20px; font-weight: 600; z-index: 9999;
  transition: top .2s;
}
.skip-link:focus { top: 24px; }

.container { max-width: 1160px; margin: 0 auto; padding: 0 44px; }

/* =============================================
   BUTTONS
   ============================================= */
.btn {
  display: inline-block;
  padding: 14px 30px;
  font-family: var(--sans);
  font-weight: 600;
  font-size: .95rem;
  cursor: pointer;
  transition: background var(--ease), transform var(--ease), box-shadow var(--ease), color var(--ease), border-color var(--ease);
  border: none;
  white-space: nowrap;
  border-radius: var(--r);
}

.btn-primary { background: #fff; color: var(--navy); border: 1.5px solid var(--navy); }
.btn-primary:hover { background: var(--navy); color: #fff; transform: translateY(-1px); box-shadow: 0 6px 22px rgba(15,37,87,.18); }

.btn-ghost-white { background: #fff; color: var(--navy); border: 1.5px solid var(--navy); }
.btn-ghost-white:hover { background: var(--navy); color: #fff; }

.btn-ghost-navy { background: transparent; color: var(--navy); border: 1.5px solid var(--navy); }
.btn-ghost-navy:hover { background: var(--navy); color: #fff; }

.btn-crimson { background: #fff; color: var(--crimson); border: 1.5px solid var(--crimson); }
.btn-crimson:hover { background: var(--crimson); color: #fff; }

/* =============================================
   TYPOGRAPHY HELPERS
   ============================================= */
.eyebrow {
  display: block;
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--crimson);
  margin-bottom: 14px;
}

.h2 {
  font-family: var(--serif);
  font-size: clamp(1.8rem, 3.2vw, 2.6rem);
  font-weight: 700;
  color: var(--grey-dark);
  line-height: 1.18;
  margin-bottom: 20px;
}

.h2-light { color: #fff; }

.body-copy { font-size: 1.05rem; color: #555; line-height: 1.72; }

/* =============================================
   SCROLL REVEAL
   ============================================= */
.reveal { opacity: 0; transform: translateY(20px); transition: opacity .55s ease, transform .55s ease; }
.reveal.in { opacity: 1; transform: none; }
.rd1 { transition-delay: .08s; }
.rd2 { transition-delay: .16s; }
.rd3 { transition-delay: .24s; }
.rd4 { transition-delay: .32s; }

/* =============================================
   NAV
   ============================================= */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 200;
  height: var(--nav-h);
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 44px;
  background: rgba(255,255,255,.97);
  box-shadow: 0 1px 0 var(--grey-light);
  transition: box-shadow var(--ease);
}

.nav.scrolled {
  box-shadow: 0 2px 20px rgba(0,0,0,.08);
}

.nav-brand { display: flex; align-items: center; gap: 12px; }

.brand-logo-nav svg { display: block; }

.brand-name-wrap { display: flex; flex-direction: column; line-height: 1.15; }

.brand-name {
  font-family: var(--sans);
  font-size: 1.1rem;
  font-weight: 700;
}

.brand-name .p1 { color: var(--navy); }
.brand-name .p2 { color: var(--grey-mid); }

.brand-tagline {
  font-size: .65rem;
  font-weight: 500;
  letter-spacing: .04em;
  color: var(--grey-mid);
}

/* Hamburger */
.hbtn {
  width: 44px; height: 44px;
  background: var(--white);
  border: 1.5px solid var(--grey-light);
  border-radius: var(--r);
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 5px;
  cursor: pointer;
  transition: background var(--ease), border-color var(--ease);
}

.hbtn:hover { background: var(--navy-pale1); border-color: var(--navy-pale2); }
.hbtn span { display: block; width: 20px; height: 2px; background: var(--crimson); border-radius: 2px; transition: all .28s ease; }
.hbtn.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hbtn.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.hbtn.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* =============================================
   DROPDOWN MENU
   ============================================= */
.menu-ov {
  position: fixed;
  top: var(--nav-h); right: 0;
  width: 260px;
  z-index: 190;
  background: #fff;
  border: 1px solid var(--grey-light);
  border-top: 3px solid var(--crimson);
  box-shadow: 0 8px 32px rgba(15,37,87,.14);
  display: flex; flex-direction: column;
  padding: 1rem 0 1.25rem;
  opacity: 0; pointer-events: none;
  transform: translateY(-8px);
  transition: opacity .22s ease, transform .22s ease;
}

.menu-ov.open { opacity: 1; pointer-events: all; transform: translateY(0); }

.menu-links { display: flex; flex-direction: column; gap: 0; margin-bottom: 0; }

.menu-links a {
  font-family: var(--sans);
  font-size: .95rem;
  font-weight: 600;
  color: var(--grey-body);
  display: flex; align-items: center; gap: 12px;
  transition: color var(--ease), background var(--ease);
  padding: .7rem 1.5rem;
}

.menu-links a:hover { color: var(--navy); background: var(--navy-pale1); }

/* Fix 6: active page — red background highlight */
.menu-links a.active {
  color: var(--crimson);
  background: rgba(183,28,28,.06);
}

.mdot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--crimson);
  flex-shrink: 0;
  opacity: 0;
  transition: opacity var(--ease);
}

.menu-links a.active .mdot { opacity: 1; }

.menu-contact {
  display: flex; flex-direction: column; gap: .5rem;
  padding: 1rem 1.5rem 0;
  border-top: 1px solid var(--grey-light);
  margin-top: .75rem;
}

.menu-contact a {
  font-size: .8rem;
  font-weight: 500;
  color: var(--grey-mid);
  transition: color var(--ease);
}

.menu-contact a:hover { color: var(--navy); }

/* =============================================
   HERO
   ============================================= */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex; align-items: center;
  overflow: hidden;
  background: #F7F4EF;
}

/* Decorative background pattern */
.hero-bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 50%, rgba(183,28,28,.06) 0%, transparent 70%),
    radial-gradient(ellipse 50% 80% at 95% 20%, rgba(15,37,87,.05) 0%, transparent 60%);
  z-index: 0;
}

/* Subtle grid pattern */
.hero-bg-placeholder {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(15,37,87,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(15,37,87,.04) 1px, transparent 1px);
  background-size: 60px 60px;
  z-index: 0;
}

/* Red vertical accent bar on left */
.hero::before {
  content: '';
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 5px;
  background: var(--crimson);
  z-index: 2;
}

.hero-photo-label {
  position: absolute;
  bottom: 2rem; right: 2rem;
  background: rgba(183,28,28,.85);
  color: #fff;
  font-size: .7rem;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding: .5rem 1rem;
  z-index: 3;
  border-radius: var(--r);
}

.hero-ov { display: none; }

.hero-body {
  position: relative; z-index: 2;
  color: var(--grey-dark);
  max-width: 780px;
  animation: up .9s ease both;
  padding-top: calc(var(--nav-h) + 96px);
  padding-bottom: 100px;
}

@keyframes up {
  from { opacity: 0; transform: translateY(28px); }
  to   { opacity: 1; transform: none; }
}

.hero-eyebrow {
  display: block;
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--crimson);
  margin-bottom: 24px;
}

.hero-h1 {
  font-family: var(--serif);
  font-size: clamp(2.6rem, 6vw, 4.4rem);
  font-weight: 700;
  line-height: 1.08;
  color: var(--navy);
}

.hero-accent {
  font-family: var(--serif);
  font-size: clamp(2.6rem, 6vw, 4.4rem);
  font-weight: 700;
  line-height: 1.08;
  color: var(--crimson);
  margin-bottom: 26px;
}

.hero-sub {
  font-size: 1.05rem;
  font-weight: 400;
  color: var(--grey-body);
  line-height: 1.72;
  margin-bottom: 36px;
  max-width: 520px;
}

.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 44px; }

.trust-bar { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }

.trust-item { display: flex; align-items: center; gap: 8px; font-size: .88rem; color: var(--grey-mid); }

.trust-sep { width: 1px; height: 14px; background: var(--grey-light); }

/* =============================================
   HOW IT WORKS
   ============================================= */
.how { background: var(--white); padding: 96px 0; }

.how-head { max-width: 560px; margin-bottom: 52px; }

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border: 1px solid var(--grey-light);
}

.step {
  padding: 40px 32px;
  border-right: 1px solid var(--grey-light);
  transition: background var(--ease);
}

.step:last-child { border-right: none; }
.step:hover { background: var(--navy-pale1); }

.step-num {
  font-family: var(--serif);
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--grey-light);
  line-height: 1;
  margin-bottom: 16px;
  transition: color var(--ease);
}

.step:hover .step-num { color: var(--navy-pale2); }

.step h3 {
  font-family: var(--serif);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--grey-dark);
  margin-bottom: 10px;
}

.step p { font-size: .88rem; color: #666; line-height: 1.7; }

/* =============================================
   PHOTO PLACEHOLDER SECTIONS
   ============================================= */
.photo-placeholder {
  background: var(--navy-pale1);
  border: 2px dashed var(--navy-pale2);
  display: flex; flex-direction: column;
  align-items: center; justify-content: center;
  gap: 0.75rem;
  text-align: center;
  padding: 3rem;
  min-height: 320px;
}

.photo-placeholder-icon {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--navy-pale2);
  display: flex; align-items: center; justify-content: center;
}

.photo-placeholder-label {
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--navy);
  opacity: .5;
}

.photo-placeholder-sub {
  font-size: .8rem;
  color: var(--grey-mid);
}

/* Video placeholder */
.video-placeholder {
  background: var(--navy);
  display: flex; flex-direction: column;
  align-items: center; justify-content: center;
  gap: 1rem;
  min-height: 400px;
  position: relative;
  overflow: hidden;
}

.video-placeholder::before {
  content: '';
  position: absolute; inset: 0;
  background-image: repeating-linear-gradient(
    45deg, transparent, transparent 40px,
    rgba(255,255,255,.015) 40px, rgba(255,255,255,.015) 41px
  );
}

.video-play-icon {
  width: 64px; height: 64px;
  border-radius: 50%;
  border: 2px solid rgba(255,255,255,.3);
  display: flex; align-items: center; justify-content: center;
  position: relative; z-index: 1;
}

.video-placeholder-label {
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: rgba(255,255,255,.4);
  position: relative; z-index: 1;
}

/* =============================================
   SPLIT SECTION
   ============================================= */
.split { display: grid; grid-template-columns: 1fr 1fr; min-height: 480px; }

.split-l {
  background: var(--navy-pale1);
  padding: 80px 64px;
  display: flex; flex-direction: column; justify-content: center;
}

.split-r {
  background: var(--rose-pale1);
  padding: 80px 64px;
  display: flex; flex-direction: column; justify-content: center;
  position: relative; overflow: hidden;
  border-left: 1px solid var(--rose-pale2);
}

.split-r::before {
  content: '"';
  font-family: var(--serif);
  font-size: 28rem;
  font-weight: 700;
  color: var(--rose-pale2);
  position: absolute; top: -80px; right: -40px;
  line-height: 1; pointer-events: none;
}

.split-r .eyebrow { color: var(--crimson); }
.split-r .h2 { color: var(--grey-dark); font-size: clamp(1.4rem, 2.2vw, 1.9rem); }
.split-r .body-copy { color: #555; margin-bottom: 28px; position: relative; }

.clink {
  font-size: .9rem;
  font-weight: 600;
  color: var(--crimson);
  display: inline-flex; align-items: center; gap: 8px;
  transition: gap var(--ease), color var(--ease);
}

.clink:hover { gap: 14px; color: var(--crimson-deep); }

/* =============================================
   SOURCES
   ============================================= */
.sources { background: var(--white); padding: 96px 0; border-top: 1px solid var(--grey-light); }

.sources .eyebrow { color: var(--crimson); }
.sources .h2 { color: var(--grey-dark); }

.source-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--grey-light);
  border: 1px solid var(--grey-light);
}

.source-item {
  padding: 1.75rem 2rem;
  background: var(--white);
  font-size: .88rem;
  font-weight: 400;
  color: #555;
  transition: color var(--ease), background var(--ease);
  display: flex; align-items: center; gap: .75rem;
}

.source-item::before {
  content: '';
  width: 5px; height: 5px;
  border-radius: 50%;
  background: var(--crimson);
  flex-shrink: 0;
}

.source-item:hover { color: var(--grey-dark); background: var(--rose-pale1); }

/* =============================================
   COMPLIANCE STRIP
   ============================================= */
.compliance {
  background: var(--rose-pale1);
  padding: 36px 0;
  border-top: 1px solid var(--rose-pale2);
  border-bottom: 1px solid var(--rose-pale2);
}

.comp-in { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }

.comp-icon {
  width: 42px; height: 42px;
  background: #fff;
  border-radius: 50%;
  border: 1.5px solid var(--rose-pale3);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}

.comp-text { flex: 1; min-width: 200px; }
.comp-text strong { display: block; font-size: .88rem; font-weight: 700; color: var(--grey-dark); margin-bottom: 3px; }
.comp-text p { font-size: .83rem; color: #666; line-height: 1.55; }

/* =============================================
   CALLOUT
   ============================================= */
.callout { background: var(--white); padding: 5rem 0; border-top: 1px solid var(--grey-light); }

.callout-inner {
  display: flex; align-items: center;
  justify-content: space-between;
  gap: 2rem; flex-wrap: wrap;
}

.callout h2 {
  font-family: var(--serif);
  font-size: clamp(1.5rem, 2.5vw, 2.2rem);
  font-weight: 700;
  color: var(--grey-dark);
  margin-bottom: .5rem;
}

.callout p { color: var(--grey-mid); font-size: .95rem; }

.callout-actions { display: flex; gap: 1rem; flex-wrap: wrap; flex-shrink: 0; }

/* =============================================
   FOOTER
   ============================================= */
.footer { background: var(--white); padding: 4rem 0 2.5rem; border-top: 1px solid var(--grey-light); }

.ft-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid var(--grey-light);
}

.ft-brand { display: flex; align-items: center; gap: 12px; margin-bottom: 1rem; }

.ft-brand span {
  font-family: var(--sans);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--grey-dark);
}

.ft-desc { font-size: .82rem; color: var(--grey-mid); line-height: 1.75; max-width: 280px; }

.ft-col h4 {
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: #bbb;
  margin-bottom: 1rem;
}

.ft-col a {
  display: block;
  font-size: .85rem;
  color: var(--grey-mid);
  margin-bottom: .6rem;
  transition: color var(--ease);
}

.ft-col a:hover { color: var(--crimson); }

.ft-bottom {
  display: flex; align-items: center;
  justify-content: space-between;
  gap: 1rem; flex-wrap: wrap;
}

.ft-disclaimer {
  font-size: .75rem;
  color: #aaa;
  line-height: 1.7;
  max-width: 600px;
}

.ft-copy { font-size: .75rem; color: #bbb; white-space: nowrap; }

/* =============================================
   PAGE HERO (interior)
   ============================================= */
.page-hero {
  background: #F7F4EF;
  padding: 8rem 0 5rem;
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid var(--rose-pale2);
}

.page-hero::before {
  content: '';
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 5px;
  background: var(--crimson);
}

.page-hero-inner { position: relative; z-index: 1; }

.page-hero .eyebrow { color: var(--crimson); }

.page-hero h1 {
  font-family: var(--serif);
  font-size: clamp(2.4rem, 4vw, 3.75rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.1;
  max-width: 700px;
  margin-bottom: 1.25rem;
}

.page-hero p {
  color: var(--grey-body);
  font-size: 1rem;
  max-width: 560px;
  line-height: 1.75;
}

/* =============================================
   FORM
   ============================================= */
.form-section { padding: 6rem 0; }

.form-wrap {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 5rem;
  align-items: start;
}

.form-intro h2 {
  font-family: var(--serif);
  font-size: 2rem;
  font-weight: 700;
  margin-bottom: 1rem;
  line-height: 1.2;
  color: var(--grey-dark);
}

.form-intro p { font-size: .9rem; color: var(--grey-mid); line-height: 1.75; margin-bottom: 1.25rem; }

.form-note {
  font-size: .8rem;
  color: #555;
  border-left: 3px solid var(--crimson);
  padding: .75rem 1rem;
  background: var(--navy-pale1);
  line-height: 1.7;
  margin-top: 1.5rem;
}

form { display: flex; flex-direction: column; gap: 1.25rem; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }

label {
  display: block;
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--grey-mid);
  margin-bottom: .4rem;
}

input, select, textarea {
  width: 100%;
  font-family: var(--sans);
  font-size: .9rem;
  color: var(--grey-dark);
  background: #fff;
  border: 1px solid var(--grey-light);
  padding: .75rem 1rem;
  outline: none;
  transition: border-color var(--ease);
  border-radius: var(--r);
  appearance: none;
}

input:focus, select:focus, textarea:focus { border-color: var(--navy); }

textarea { resize: vertical; min-height: 120px; }

.form-disclaimer {
  font-size: .72rem;
  color: var(--grey-mid);
  margin-top: .5rem;
  line-height: 1.6;
}

.form-disclaimer a { color: var(--crimson); text-decoration: underline; text-underline-offset: 2px; }

/* =============================================
   ABOUT
   ============================================= */
.about-body { padding: 6rem 0; }

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1.75fr;
  gap: 6rem;
  align-items: start;
}

.about-sidebar { position: sticky; top: 100px; }

.about-sidebar h2 {
  font-family: var(--serif);
  font-size: 1.9rem;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 1.5rem;
  color: var(--grey-dark);
}

.about-tagline {
  font-size: .875rem;
  color: var(--grey-mid);
  border-left: 3px solid var(--crimson);
  padding: .75rem 1rem;
  line-height: 1.7;
  background: var(--navy-pale1);
}

.about-content p {
  font-size: 1rem;
  color: #555;
  line-height: 1.85;
  margin-bottom: 1.75rem;
}

.about-content p strong { color: var(--grey-dark); font-weight: 600; }

.about-content a { color: var(--crimson); text-decoration: underline; text-underline-offset: 3px; }

.about-facts {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin: 2.5rem 0;
  padding: 2rem 0;
  border-top: 1px solid var(--grey-light);
  border-bottom: 1px solid var(--grey-light);
}

.about-fact-num {
  font-family: var(--serif);
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1;
  margin-bottom: .25rem;
}

.about-fact-label { font-size: .78rem; color: var(--grey-mid); }

/* =============================================
   BOOK PAGE
   ============================================= */
.book-section { padding: 6rem 0; }

.book-wrap {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 5rem;
  align-items: start;
}

.book-intro h2 {
  font-family: var(--serif);
  font-size: 2rem;
  font-weight: 700;
  margin-bottom: 1rem;
  color: var(--grey-dark);
}

.book-intro p { font-size: .9rem; color: var(--grey-mid); line-height: 1.75; margin-bottom: 1.25rem; }

.book-details { margin-top: 2rem; display: flex; flex-direction: column; gap: .85rem; }

.book-detail { display: flex; align-items: flex-start; gap: .75rem; }

.book-detail-dot {
  width: 6px; height: 6px;
  background: var(--crimson);
  border-radius: 50%;
  margin-top: .55rem;
  flex-shrink: 0;
}

.book-detail p { font-size: .87rem; color: var(--grey-mid); line-height: 1.6; margin: 0; }

.tidycal-wrap {
  background: var(--navy-pale1);
  border: 1px solid var(--navy-pale2);
  padding: 2.5rem;
  min-height: 400px;
  display: flex; align-items: center; justify-content: center;
  flex-direction: column; gap: 1rem; text-align: center;
  border-radius: var(--r);
}

.tidycal-wrap p { font-size: .875rem; color: var(--grey-mid); }
.tidycal-wrap a { color: var(--crimson); font-weight: 600; }

/* =============================================
   BACK TO TOP
   ============================================= */
.back-top {
  position: fixed; bottom: 28px; right: 28px; z-index: 100;
  width: 44px; height: 44px;
  background: var(--navy);
  border-radius: 50%;
  border: none; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  color: #fff;
  opacity: 0; pointer-events: none;
  transform: translateY(10px);
  transition: opacity .3s, transform .3s, background var(--ease);
  box-shadow: 0 4px 16px rgba(15,37,87,.25);
}

.back-top.vis { opacity: 1; pointer-events: all; transform: none; }
.back-top:hover { background: var(--navy-deep); }

/* =============================================
   COOKIE BANNER
   ============================================= */
.cookie-banner {
  display: none;
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 300;
  background: var(--navy-deep);
  border-top: 1px solid rgba(255,255,255,.1);
  padding: 1.25rem 2rem;
  align-items: center; justify-content: space-between;
  gap: 1.5rem; flex-wrap: wrap;
}

.cookie-text { font-size: .82rem; color: rgba(255,255,255,.65); line-height: 1.6; flex: 1; min-width: 200px; }
.cookie-text a { color: rgba(255,255,255,.8); text-decoration: underline; }
.cookie-actions { display: flex; gap: .75rem; }
.cookie-btn { padding: .6rem 1.25rem; border-radius: var(--r); font-family: var(--sans); font-weight: 600; font-size: .82rem; cursor: pointer; transition: all var(--ease); }
.cookie-btn-accept { background: var(--crimson); color: #fff; border: none; }
.cookie-btn-accept:hover { background: var(--crimson-deep); }
.cookie-btn-decline { background: transparent; color: rgba(255,255,255,.6); border: 1px solid rgba(255,255,255,.2); }
.cookie-btn-decline:hover { border-color: rgba(255,255,255,.5); color: #fff; }

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 960px) {

  .steps { grid-template-columns: 1fr 1fr; }
  .step { border-right: 1px solid var(--grey-light); border-bottom: 1px solid var(--grey-light); }
  .split { grid-template-columns: 1fr; }
  .split-l, .split-r { padding: 64px 40px; }
  .source-grid { grid-template-columns: 1fr 1fr; }
  .ft-grid { grid-template-columns: 1fr 1fr; }
  .form-wrap, .about-grid, .book-wrap { grid-template-columns: 1fr; gap: 2.5rem; }
  .about-sidebar { position: static; }
  .callout-inner { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 600px) {
  .container { padding: 0 22px; }
  .nav { padding: 0 22px; }
  .steps { grid-template-columns: 1fr; }
  .source-grid { grid-template-columns: 1fr; }
  .split-l, .split-r { padding: 52px 24px; }
  .ft-grid { grid-template-columns: 1fr; }
  .ft-bottom { flex-direction: column; text-align: center; }
  .trust-bar { flex-direction: column; align-items: flex-start; gap: 10px; }
  .trust-sep { display: none; }
  .hero-body { padding-top: calc(var(--nav-h) + 110px); padding-bottom: 64px; }
  .hero-ctas { flex-direction: column; gap: 10px; }
  .hero-ctas .btn { width: 100%; text-align: center; }
  .form-row { grid-template-columns: 1fr; }
  .about-facts { grid-template-columns: 1fr 1fr; }
  /* Fix 1: photo placeholder grid stacks on mobile */
  .photo-grid-3 { grid-template-columns: 1fr !important; }
  /* Fix 5: menu dropdown full width on mobile */
  .menu-ov { width: 100%; right: 0; left: 0; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; animation: none !important; }
}

/* Footer brand as link */
a.ft-brand {
  text-decoration: none;
  transition: opacity var(--ease);
}
a.ft-brand:hover { opacity: .75; }

/* =============================================
   CONSENT CHECKBOXES
   ============================================= */
.consent-block {
  display: flex;
  flex-direction: column;
  gap: .75rem;
  padding: 1.25rem;
  background: var(--rose-pale1);
  border: 1px solid var(--rose-pale2);
  border-radius: var(--r);
}

.consent-row {
  display: flex;
  align-items: flex-start;
  gap: .65rem;
  cursor: pointer;
  font-size: .85rem;
  color: var(--grey-body);
  line-height: 1.5;
  text-transform: none;
  font-weight: 400;
}

.consent-row input[type="checkbox"] {
  width: 18px;
  height: 18px;
  margin-top: 1px;
  flex-shrink: 0;
  accent-color: var(--crimson);
  cursor: pointer;
}

.consent-row a {
  color: var(--crimson);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.btn-primary:disabled {
  background: #fff;
  color: #bbb;
  border-color: var(--grey-light);
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

.btn-primary:disabled:hover {
  background: #fff;
  color: #bbb;
}

/* Response time badge */
.response-badge {
  display: inline-flex;
  align-items: center;
  gap: .6rem;
  font-size: .85rem;
  font-weight: 500;
  color: var(--grey-dark);
  background: var(--rose-pale1);
  border: 1px solid var(--rose-pale2);
  padding: .55rem 1.1rem;
  border-radius: 999px;
  margin-bottom: 2.5rem;
}

.response-dot {
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--crimson);
  flex-shrink: 0;
}

/* =============================================
   FAQ PAGE
   ============================================= */
.faq-body { padding: 6rem 0; }

.faq-grid {
  display: flex;
  flex-direction: column;
  gap: 4rem;
}

.faq-group-title {
  font-family: var(--serif);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 1.75rem;
  padding-bottom: .9rem;
  border-bottom: 2px solid var(--crimson);
  display: inline-block;
}

.faq-item {
  padding: 1.5rem 0;
  border-bottom: 1px solid var(--grey-light);
}

.faq-item:last-child { border-bottom: none; }

.faq-item h3 {
  font-family: var(--sans);
  font-size: 1.02rem;
  font-weight: 600;
  color: var(--grey-dark);
  margin-bottom: .6rem;
  line-height: 1.4;
}

.faq-item p {
  font-size: .92rem;
  color: #555;
  line-height: 1.75;
}

.faq-item p a { color: var(--crimson); text-decoration: underline; text-underline-offset: 2px; }

/* =============================================
   LEGAL PAGES (Privacy / Terms)
   ============================================= */
.legal-body { padding: 5rem 0 6rem; }

.legal-draft-notice {
  background: var(--rose-pale1);
  border: 1px solid var(--rose-pale3);
  border-left: 4px solid var(--crimson);
  padding: 1.25rem 1.5rem;
  font-size: .88rem;
  color: var(--grey-body);
  line-height: 1.65;
  margin-bottom: 3rem;
  border-radius: var(--r);
  max-width: 760px;
}

.legal-draft-notice strong { color: var(--crimson); }

.legal-content { max-width: 760px; }

.legal-updated {
  font-size: .8rem;
  color: var(--grey-mid);
  margin-bottom: 2.5rem;
  font-style: italic;
}

.legal-content h2 {
  font-family: var(--serif);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--navy);
  margin-top: 2.25rem;
  margin-bottom: .75rem;
}

.legal-content h2:first-of-type { margin-top: 0; }

.legal-content p {
  font-size: .92rem;
  color: #555;
  line-height: 1.8;
  margin-bottom: 1rem;
}

.legal-content p em {
  color: var(--crimson);
  font-style: italic;
}

.legal-content a { color: var(--crimson); text-decoration: underline; text-underline-offset: 2px; }

/* =============================================
   VIDEO HERO
   ============================================= */
.hero-video {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  object-fit: cover;
  z-index: 0;
}

.hero { background: var(--navy-deep); }

.hero-ov {
  display: block;
  position: absolute; inset: 0;
  background: rgba(9,24,64,.52);
  z-index: 1;
}

.hero-body {
  position: relative; z-index: 2;
  color: #fff;
  padding-top: calc(var(--nav-h) + 96px);
  padding-bottom: 100px;
  max-width: 780px;
  animation: up .9s ease both;
}

.hero-h1 { color: #fff; }
.hero-accent { color: rgba(255,255,255,.75); }
.hero-sub { color: rgba(255,255,255,.85); }
.hero-eyebrow { color: rgba(255,255,255,.65); }

.response-badge {
  display: inline-flex; align-items: center; gap: .6rem;
  font-size: .85rem; font-weight: 500;
  color: #fff;
  background: rgba(255,255,255,.15);
  border: 1px solid rgba(255,255,255,.3);
  padding: .55rem 1.1rem;
  border-radius: 999px;
  margin-bottom: 2rem;
}

.response-dot { width: 7px; height: 7px; border-radius: 50%; background: var(--crimson); flex-shrink: 0; }

.trust-bar { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 8px; font-size: .85rem; color: rgba(255,255,255,.75); }
.trust-sep { width: 1px; height: 14px; background: rgba(255,255,255,.25); }

/* Hero buttons on video background */
.hero .btn-primary { background: #fff; color: var(--navy); border-color: #fff; }
.hero .btn-primary:hover { background: var(--navy); color: #fff; border-color: var(--navy); }
.hero .btn-ghost-navy { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,.6); }
.hero .btn-ghost-navy:hover { background: rgba(255,255,255,.15); border-color: #fff; }

/* =============================================
   PHOTO GRID 4-UP
   ============================================= */
.photo-section { overflow: hidden; }

.photo-grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  height: 280px;
}

.photo-item { overflow: hidden; }

.photo-item img {
  width: 100%; height: 100%;
  object-fit: cover;
  display: block;
  transition: transform .6s ease;
}

.photo-item:hover img { transform: scale(1.04); }

@media (max-width: 960px) {
  .photo-grid-4 { grid-template-columns: repeat(2, 1fr); height: 360px; }
}

@media (max-width: 600px) {
  .photo-grid-4 { grid-template-columns: 1fr 1fr; height: 240px; }
  .hero-body { padding-top: calc(var(--nav-h) + 80px); padding-bottom: 64px; }
}

/* =============================================
   FOOTER — ETIENNE FINANCE STYLE
   ============================================= */
.footer {
  background: var(--navy-deep);
  padding: 4rem 0 2rem;
  border-top: none;
}

.ft-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  padding-bottom: 3rem;
  margin-bottom: 2rem;
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.ft-col-brand {}

.ft-brand {
  display: flex; align-items: center; gap: 12px;
  text-decoration: none; margin-bottom: 1rem;
  transition: opacity var(--ease);
}
.ft-brand:hover { opacity: .8; }

.ft-brand-name {
  font-family: var(--sans);
  font-size: 1.1rem;
  font-weight: 700;
  color: #ffffff;
  text-shadow: none;
}

.ft-tagline {
  font-size: .85rem;
  color: rgba(255,255,255,.5);
  margin-bottom: 1.25rem;
  font-style: italic;
}

.ft-address {
  font-style: normal;
  font-size: .82rem;
  color: rgba(255,255,255,.45);
  line-height: 1.8;
  margin-bottom: 1rem;
}

.ft-phone {
  display: block;
  font-size: .85rem;
  font-weight: 600;
  color: rgba(255,255,255,.6);
  text-decoration: none;
  transition: color var(--ease);
}
.ft-phone:hover { color: #fff; }

.ft-col h4 {
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: rgba(255,255,255,.3);
  margin-bottom: 1rem;
}

.ft-col a {
  display: block;
  font-size: .85rem;
  color: rgba(255,255,255,.55);
  margin-bottom: .6rem;
  text-decoration: none;
  transition: color var(--ease);
}
.ft-col a:hover { color: #fff; }

.ft-bottom {
  display: flex; align-items: flex-start;
  justify-content: space-between;
  gap: 1rem; flex-wrap: wrap;
}

.ft-disclaimer {
  font-size: .75rem;
  color: rgba(255,255,255,.25);
  line-height: 1.7;
  max-width: 580px;
}

.ft-copy {
  font-size: .75rem;
  color: rgba(255,255,255,.2);
  white-space: nowrap;
  flex-shrink: 0;
}

@media (max-width: 960px) {
  .ft-grid { grid-template-columns: 1fr 1fr; }
  .ft-col-brand { grid-column: 1 / -1; }
}

@media (max-width: 600px) {
  .ft-grid { grid-template-columns: 1fr; }
  .ft-bottom { flex-direction: column; }
}

/* Photo hero for interior pages */
.page-hero-img {
  background-size: cover;
  background-position: center;
  position: relative;
}

.page-hero-img-ov {
  position: absolute; inset: 0;
  background: rgba(9,24,64,.55);
}

.page-hero-img .page-hero-inner { position: relative; z-index: 1; }

/* ── MENU ACTIVE STATE FIX ── */
.menu-links a.active {
  color: var(--crimson) !important;
  background: rgba(183,28,28,.08) !important;
  border-left: 3px solid var(--crimson);
  padding-left: calc(1.5rem - 3px);
}

/* ── FOOTER BRAND NAME VISIBILITY FIX ── */
.ft-brand-name {
  color: #ffffff !important;
  font-weight: 700 !important;
}

/* ── BOOK PAGE: two-card layout ── */
.book-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  margin-top: 3rem;
}

.book-card {
  border: 1px solid var(--grey-light);
  padding: 2.5rem;
  background: var(--white);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  transition: box-shadow var(--ease), border-color var(--ease);
}

.book-card:hover {
  box-shadow: 0 4px 24px rgba(15,37,87,.1);
  border-color: var(--rose-pale3);
}

.book-card-eyebrow {
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--crimson);
}

.book-card h3 {
  font-family: var(--serif);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.2;
}

.book-card p {
  font-size: .9rem;
  color: var(--grey-mid);
  line-height: 1.7;
  flex: 1;
}

.book-card .btn {
  align-self: flex-start;
  margin-top: .5rem;
}

@media (max-width: 640px) {
  .book-cards { grid-template-columns: 1fr; }
}

/* About page photos */
.about-hero-photo {
  width: 100%; height: 380px; overflow: hidden;
}
.about-hero-photo img {
  width: 100%; height: 100%; object-fit: cover;
  object-position: center 40%;
}
.about-inline-photo {
  width: 100%; height: 260px; overflow: hidden;
  margin: 2rem 0;
  border-radius: var(--r);
}
.about-inline-photo img {
  width: 100%; height: 100%; object-fit: cover;
}